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What will life in Spain cost each month?

Estimate your monthly costs by city and household: rent, bills, groceries, transport, school fees and health cover.

Adults
2
Area
Health cover
School
1

Your results

Estimated cost a month€4,274about £3,622 a month
Rent: €2,320 a month (3-bed home, Madrid)€2,320
Electricity, gas and water Estimate€200
Home internet Estimate€30
Mobile phones: 2 × €15 Estimate€30
Private health insurance Estimate€300
Groceries Estimate€690
Car: fuel, servicing and insurance × 1 Estimate€204
Eating out and leisure Estimate€500

Rent: idealista rental price report for September 2026 (city €/m²), applied to typical asking rents by number of bedrooms from Brains Real Estate (Q2 2026); value and prime use the spread between districts in Madrid and Barcelona. State schools are free: see Schools in Spain. For the cash you need up front, use the moving fund calculator.

Read: What it costs to live in Spain

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Estimates to help you plan, not financial advice. Nothing you enter is sent to us unless you ask for an email or sign in to save your answers.

How this calculator works

  • Choose adults, children, city, area, health cover, state or international school and cars
  • It estimates rent, bills, groceries, transport, health insurance and school fees each month, in euros and pounds
  • Figures come from the sources listed in our cost of living guide, with the date we last checked them

It runs in your browser. Nothing you enter is sent to us unless you ask us to email you the results, and we don’t keep it. Results are estimates, not a quote or financial advice: check the official sources linked in each guide before you rely on them.