How much do I need to move to Spain?
Work out the cash to have ready for your first 3 or 6 months in Spain: visa costs, documents, deposit, set-up and living costs.
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Month by month (€)
Before you go
When you arrive (month 1)
Every month
How we get to €44,776
Your first month’s rent is part of the rent counted from month 1. The deposit comes back when you leave, so it isn’t taken off. Non-lucrative and digital nomad visas also ask you to show a minimum income or savings: see Which Spanish visa do I need?
Rent is €2,320 a month for a 3-bed home in Madrid (idealista rental price report for September 2026 (city €/m²), applied to typical asking rents by number of bedrooms from Brains Real Estate (Q2 2026); value and prime use the spread between districts in Madrid and Barcelona). Items marked “Estimate” are planning figures. Read Renting in Spain and What it costs to live in Spain.
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Estimates to help you plan, not financial advice. Nothing you enter is sent to us unless you ask for an email or sign in to save your answers.
How this calculator works
- Tell it who’s moving, the city and area, your visa route, furniture, car, shipping, pets and schooling
- Add any help from an employer: a temporary home, flights, shipping, visa costs or a relocation allowance
- It adds up every up-front cost, including the rental deposit, and your living costs for your first 3 or 6 months, then takes off the income coming in and adds a safety buffer
- Every line is itemised, so you can see where each euro goes
It runs in your browser. Nothing you enter is sent to us unless you ask us to email you the results, and we don’t keep it. Results are estimates, not a quote or financial advice: check the official sources linked in each guide before you rely on them.