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How much more will I have in hand?

Compare your UK take-home pay after 2026/27 tax and National Insurance with Spanish take-home pay after 2026 income tax (IRPF) and social security.

£85k
€60k

Your results

Your take-home pay each month
UK take-home£4,988After income tax and NI
Spanish take-home£2,977€3,512 after IRPF and social security
−£2,011 a month
Salary (gross)€60,000
Social security (employee)− €3,900
Income tax: state part (2026)− €7,332
Income tax: Madrid part (2026)− €6,619
Take-home a year€42,149
Before living costs. Assumes you’re resident in Spain for tax all year, single, with no children, other income or regional allowances; Spanish salaries are often paid in 12 or 14 instalments, and the yearly total is the same. Doesn’t include the special regime for people moving to Spain (the “Beckham law”). UK figures use 2026/27 rates for England. €1.18 to £1.Read: Is my Spanish job offer a good one?

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Estimates to help you plan, not financial advice. Nothing you enter is sent to us unless you ask for an email or sign in to save your answers.

How this calculator works

  • Enter your UK salary: it works out UK take-home pay after 2026/27 income tax and National Insurance
  • Enter your Spanish salary and region: it works out take-home pay after 2026 income tax (IRPF, state and regional parts) and employee social security
  • It assumes you pay tax in Spain as a resident all year, and not under the special regime for people moving to Spain

It runs in your browser. Nothing you enter is sent to us unless you ask us to email you the results, and we don’t keep it. Results are estimates, not a quote or financial advice: check the official sources linked in each guide before you rely on them.